Micro Financing Solution

Technology Excellence Micro-Financing software solution covers end to end industry processes with actionable insight though Microsoft Power BI platform. Application provides configurable functionality to define/configure diverse business rules, policies and control mechanism. It provides configurable workflow and approval hierarchy to track, review and approve critical business documents/requests. Solution based on Microsoft Dynamics 365 modern platform with both cloud and on-premise deployment options. Application has ability to manage diverse business needs of any Microfinancing industry which requires, flexibility, agility, and pre-built analytics to fast track implementation and focus only on business objectives;

Modules included are;

       Customer Management

       Product Management

       Product Pricing

       Product / Loans / Lease Management

       Recovery Management

       Financials

       Purchasing

       Inventory

       Communication Management

       Business Intelligence

Summary of salient features;

  • Product definition, cost/price/value, IRR calculation, payback term setups and installment/payback amount calculation and Schedule. Revision management and tracking; product details, prices/rate, installment plans etc.
  • Customer information management, individual and corporate customers, Application submission, review and approval management, documentation and record management, Alerts & Notifications
  • Online documentation verification, like CNIC etc. supported through web-services.
  • Late penalties, interest recalculation, installments recalculations.
  • Sales Executive commission calculations.
  • Travel and Expense management, requests and approval tracking
  • Product inventory, purchase, local & imports, landed cost management, sales, withholding/income tax management, settlements, receivable /customer ledger
  • General Ledger, Payable, Receivable, Cash & Bank, Assets
  • Pre-built Business Intelligence with best practices based KPIs.